We help companies identify positive
solutions for their employee’s needs while staying within, and
making the most of, existing budgets.
Health Insurance
Our in depth
knowledge of the competitive landscape, including the most cutting
edge strategies, means saving your company money and time. We’ll
match you with a benefits program that fits your needs today and will
be there with recommendations and solutions that enable you to stay
on top of the changing market. The result: year after year, your
company will have quality, competitive health insurance benefits.
Life Insurance
Providing even a
small amount of life insurance can help round out a benefits program
that will attract and retain employees. In addition to standard term
insurance policies, we have expertise in developing programs
appropriate to unique situations, including voluntary and
supplemental life insurance plans for key employees and executives.
Dental Insurance
More and more,
today’s workforce is expecting employers to provide a solid dental
program.
Disability Insurance
Disability
insurance is vitally important, yet is often overlooked. Many people
assume, “it won’t happen to me,” only to encounter an accident
or disability that robs them of their most important asset: their
ability to earn an income. PPB will help you identify the best
program for you and your budget, whether you’re insuring your
entire workforce or a few key employees.
401K/Retirement Plans
Company retirement plans are critical to the retention of your quality employees and are terrific opportunities for them to save for their future. PPB can help you tailor a retirement plan strategy using our own resources or through one of our many outstanding strategic alliances.
Health Savings Accounts (HSA)
HSAs provide
employees with a separate bank account to be combined with a high
deductible health plan. This account is used for funding health care
expenses on a pre-tax basis. Monies contributed to an HSA can be
used to reimburse qualified medical expenses and can be rolled over
from year to year.
Health Reimbursement Arrangements (HRA)
Designed to help
employers control costs, HRA accounts help offset out-of-pocket
medical, dental and vision expenses incurred by employees. They are
employer funded and typically are coupled with a high deductible
health plan.
Flexible Spending Accounts (FSA)
FSAs allow
employees to pay for certain expenses on a pre-tax basis, providing
greater savings to the employer and employee. Employees can save
pre-tax money out of each paycheck to help pay for eligible medical
expenses. Money does not carry over from year to year.
Voluntary Benefits
With the increased demand and value of voluntary benefits, our in-house experts provide a comprehensive menu of products allowing your employees to meet their individual needs. Enrollment and communication is delivered with professionalism, consistency and a high degree of service. Providing voluntary benefits and communicating your benefit offerings effectively helps improve employee satisfaction.